Articles
Why Trusted Advisor Relationships Matter Most During Difficult Times
Kishan Raithatha | Sep 1, 2026
The strongest professional relationships are often built during difficult situations....
What the Next Generation of Business Owners Need From Their Advisors
Kishan Raithatha | Aug 28, 2026
The pressures facing business owners today are very different to...
The Earlier the Conversation, the More Options a Business Usually Has
Situl Raithatha | Aug 11, 2026
One of the most common things we hear from directors...
What 25 Years Has Taught Us About Businesses Under Pressure
Situl Raithatha | Aug 6, 2026
Over the past 25 years, one thing has become very...
What Is a Company Voluntary Arrangement (CVA)? A Director’s Guide
Kishan Raithatha | Jul 29, 2026
Considering a CVA? Understand how a Company Voluntary Arrangement works,...
WHEN TO CALL AN INSOLVENCY PRACTITIONER
Kishan Raithatha | Jul 6, 2026
When Should You Call an Insolvency Practitioner? A Director's Guide...
HMRC Arrears and Insolvency:
Kishan Raithatha | Jul 6, 2026
What to Do When Your Tax Debt Becomes Critical You've...
CVA vs CVL: Which Option Is Right for Your Business?
Kishan Raithatha | Jun 10, 2026
When businesses begin experiencing serious financial pressure, directors are often...
What Happens If Your Business Cannot Pay HMRC?
Kishan Raithatha | Jun 10, 2026
For many businesses, HMRC debt is one of the first...
5 Warning Signs Your Business Needs Insolvency Advice Before It’s Too Late
Situl Raithatha | Jun 10, 2026
What directors really experience before insolvency Many directors wait too...
What directors really experience before insolvency
Kishan Raithatha | May 26, 2026
Understanding the human side of business distress and financial pressure...
When should you refer a client for restructuring advice?
Situl Raithatha | May 20, 2026
A practical guide for accountants and advisors on business distress...
5 early warning signs a business may be heading for trouble
Kishan Raithatha | May 15, 2026
Understanding early indicators of business distress, cash flow problems, and...
Why are we seeing more business distress across the Midlands?
Situl Raithatha | May 12, 2026
Understanding rising business insolvency, cash flow pressure, and restructuring trends...
Financial Distress in Your Business
Kishan Raithatha | Apr 27, 2026
What Directors Should Do First Most businesses experience financial pressure...
The Growing Financial Crisis in the UK Charity Sector
Situl Raithatha | Apr 14, 2026
What Trustees Need to Know and Why Early Action Matters...
Early Support Services for Struggling Businesses
Situl Raithatha | Apr 9, 2026
The earlier professional advice is sought the more options are...
Can Directors Claim Redundancy Pay After Liquidation?
Kishan Raithatha | Apr 7, 2026
When a business is struggling, directors often assume they are...
How can I find a licensed insolvency practitioner near me?
Situl Raithatha | Feb 4, 2026
When a business begins to experience financial pressure, one of...
Directors’ Redundancy Claims
Situl Raithatha | Jan 30, 2026
What You Need to Know Directors’ Redundancy Claims: What You...
Pre-pack Administration:
Situl Raithatha | Jan 28, 2026
A strategic rescue tool, not a last resort In today’s...
The January cashflow crunch
Situl Raithatha | Jan 5, 2026
What UK advisers are seeing and why early conversations matter...
Many businesses won’t survive the next 12 months. Here’s the truth no one is saying out loud
Situl Raithatha | Dec 22, 2025
By Situl Raithatha, owner of Springfields Advisory LLPChartered Certified Accountant...
The Universal Red Flags CEOs Ignore Until It’s Too Late
Situl Raithatha | Dec 22, 2025
(Originally featured in Business Influencer Magazine. Adapted for Springfields Advisory’s...
3 COMMON RED FLAGS BUSINESS OWNERS IGNORE
Kishan Raithatha | Dec 18, 2025
And Why You Shouldn’t Bury Your Head in the Sand...
What is a Company Voluntary Arrangement (CVA) and can this tool help rescue my business?
Situl Raithatha | Dec 15, 2025
At Springfields, we help guide companies facing financial distress, where...
Supply chain disruption & cost inflation. Why working harder isn’t fixing the problem
Kishan Raithatha | Nov 24, 2025
If you're working harder than ever and still losing money,...
You’re Not Failing. You’re Facing a System That’s Changed the Rules
Kishan Raithatha | Nov 23, 2025
Business Rates Revaluations & Tax Increases in 2025 The tax...
The end of government support
Kishan Raithatha | Nov 22, 2025
As UK government support winds down in 2025, businesses are...
Cost of living crisis 2025 – Business cashflow advice | Springfields Advisory
Kishan Raithatha | Nov 21, 2025
The cost-of-living crisis is dominating headlines, but behind those headlines...
Rising interest rates & debt pressure: When old debt threatens a business that could still survive
Kishan Raithatha | Nov 20, 2025
If you’re lying awake at 3am worrying about Bounce Back...
Claiming as a Creditor in Insolvency: Step-by-Step Guide for UK Businesses
Kishan Raithatha | Nov 17, 2025
If a customer or business you work with becomes insolvent,...
Your rights as a creditor in the UK: A guide for Small Businesses and Finance Manager
Kishan Raithatha | Nov 15, 2025
When someone owes you money whether it’s a customer, supplier,...
Insolvency explained
Kishan Raithatha | Nov 12, 2025
69% of business owners suffering from sleepless night due to...
What is Corporate Insolvency?
Kishan Raithatha | Nov 4, 2025
When a business can no longer meet its financial obligations,...
What is Personal Insolvency?
Kishan Raithatha | Oct 30, 2025
Personal insolvency occurs when an individual cannot meet their financial...
What is Insolvency? Everything you need to know
Kishan Raithatha | Oct 27, 2025
The word “insolvency” can feel heavy and intimidating, but understanding...
Understanding recovery and restructuring solutions: What you need to know
Situl Raithatha | Oct 27, 2025
When financial challenges arise, it’s easy to feel overwhelmed. But...
How to liquidate a Beauty Salon amid current financial difficulties
Situl Raithatha | Oct 10, 2025
The ongoing cost of living crisis in the UK is...
Signs your business may need insolvency support
Kishan Raithatha | Aug 28, 2025
Running a business comes with its fair share of ups...
Understanding the differences between liquidation, insolvency, and bankruptcy
Kishan Raithatha | Aug 28, 2025
When a business or individual faces financial challenges, terms like...
Demystifying Insolvency: Frequently Asked Questions Answered
Kishan Raithatha | Nov 14, 2023
Insolvency can be a complex and daunting topic for individuals...
What is a Company Voluntary Arrangement (CVA)?
Situl Raithatha | Apr 28, 2022
A Company Voluntary Arrangement (CVA), what is it? It is...
